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Consumers Union, the publisher of Consumer Reports, found consumers need check credit free New York to ask questions about security because the protections vary widely.  CU sent letters to 18 wireless carriers in May urging them to strengthen their contracts so mobile payment users get the same protections as a credit or debit card. “As more Americans start using mobile phones to make purchases, we need to make sure that consumer protections keep pace with all the new technological advances,” said Michelle Jun, senior attorney for Consumers Union’s Defend Your Dollars check credit free New York campaign (www.DefendYourDollars.org). “Consumers check credit free New York shouldn’t have to worry that a lost or stolen mobile phone or billing error could turn into a check credit free New York costly financial headache.” Credit cards provide you the most protection, and CU says youll get the same check credit free New York federal protections for a debit or credit card if that account is linked to your mobile payment system. However, some of these systems will work with prepaid or gift cards and you wont get the check credit free New York same protection in case of an error. While that federal protection is supposed to be there, it may be tricky getting your money back. free credit records

In its review of 18 wireless contracts, CU says none of them provided protection as strong as the federal protection for credit or debit cards. CU also says 16 of the 18 wireless contracts require consumers pay for the charge check credit free New York while the dispute is investigated. Tools check credit free New York to safeguard your information If check credit free New York you choose to use these for convenience sake, make sure you set a PIN or security symbol to check credit free New York even access the basic features of check credit free New York your phone.  A second PIN to access private functions of your phone is a second layer check credit free New York of defense. Its also a good idea to download a program that check credit free New York sounds an alarm when you lose your phone. credit reporting agencies It may help you track down your phone, and will deter a would be thief from wreaking havoc on your life. The more layers of security and protection you take, the better check credit free New York off youll be if your information lands in the wrong hands. It wont protect your money, but it will prevent fraud and prevent check credit free New York a hacker from accessing your personal check credit free New York information.

Bottom line this is an emerging technology and the protections and security have to catch up. Talk with the mobile payment provider and your cell phone carrier to make sure youre covered in case check credit free New York of fraud or simply a mistake. Related links you may  like: Anti-virus firms push security software for mobile devices (USA Today) Online shopping made easier with virtual wallet check credit free New York Reduce your digital footprint Verizon mobile payment system Posted in Consumer News Tagged cell phone, Consumers Union, Credit card, Google, Google Checkout, google check credit free New York wallet, mobile payment, Mobile phone, Technology Netflix is changing again, but the CEO says only the name will change and not the price of the service.  The streaming video feature will keep the name check credit free New York Netflix and the DVD delivery to your home will become Qwikster. check free credit In issuing the latest announcement, the CEO issued an apology to try to appease the critics who have check credit free New York been upset with the company since it announced a new pricing structure for DVD delivery and streaming video. The CEO said hes realized that streaming and DVD by mail are two different business with different cost structures. The Qwikster name will take effect in a few weeks, but the company says consumers wont notice many changes on the website even though youll go to qwikster.com to order your movies.